PERSONAL PLANNING:4 PHASES OF YOUR FINANCIAL LIFE

Plan for the Future

• Target Financial Freedom

• Tax advantaged savings

• Accumulate for utilization and distribution

Prepare for the Worst

• Pre-retirement death or disability

• Long-term care planning

• Other liabilities 

Enjoy Your Retirement

• Understand needs/wants

• Identify income sources

• Monitor and adjust

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Leave A Legacy

• How do you want to distribute what's left?

• What will your money do after you're gone?